Welcome to Home Solutions of Davidson County! We are a 501(c)(3) nonprofit organization dedicated to helping individuals and families achieve and maintain homeownership. As the only HUD Certified Housing Counseling Agency located in Davidson County, we are proud to offer much-needed services including budget counseling, credit counseling, rental counseling, and foreclosure prevention counseling. Our programs are designed with your needs in mind, and we invite you to explore our website to learn more about the assistance available to you. If you can’t find what you’re looking for or need additional support, please don’t hesitate to contact us by phone or email — we’re here to help!
Announcements:
2025-2026 Urgent Repair Program
- Home Solutions of Davidson County (HSDC) has been awarded $132,000 by the North Carolina Housing Finance Agency (NCHFA) under the 2025 cycle of the Urgent Repair Program to assist Davidson County residents. The Urgent Repair program finances emergency home repairs to owner-occupied homes of veterans, the elderly (62+), and disabled whose incomes are below 50% of the statewide median. Only repairs that address imminent threats to the life and/or safety of occupants of the dwelling unit, or accessibility modifications, will be performed under the program. A total of 16 households are projected to be assisted during this grant cycle.
- In the Urgent Repair Program, one or two critical problems may be repaired, but the entire house is not addressed. Examples of work typically done under this program include roofs, heating and cooling system repairs, electrical issues and plumbing or septic system repairs. This program also provides accessibility modifications such as ramps, grab bars, chair height toilets and wider doors.
- HSDC will provide assistance to those whose homes are selected for repairs in the form of a loan. Homeowners will receive an unsecured deferred, interest-free loan, forgiven at a rate of $3,000 per year until the principal balance is reduced to zero.
- Intakes can be taken by phone at 336-236-1675. Applications are subject to approval. Qualifying applicants are ranked by a pre-determined points system to ensure that those with the most qualifying factors are protected from injury or displacement as quickly as possible. Once all funds are exhausted for the current funding cycle, qualifying applicants must reapply for the next cycle. Additional points will be awarded for qualifying applicants who were not served during prior funding cycle(s).
- For more information regarding the Urgent Repair Program or any of our other services then please click the button below. The funds provided by the NCHFA for the Urgent Repair Program come from the North Carolina Housing Trust Fund.
HSDC is Proud Partners of ...
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City of Lexington
City of Thomasville
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North Carolina Housing Finance Agency